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Investment Management Automated Investing Schwab Intelligent Portfolios Just as if you'd invested on your own, you will pay the operating expenses on the ETFs in your portfoliowhich includes Schwab ETFs. See all our pricing in one convenient place. Schwab Bank does not charge foreign exchange transaction fees for purchases made from your Schwab Bank High Yield Investor Checking Account with your Schwab Bank debit card.23 Learn more. In the event that you have not received a rebate for a fee that you believe is eligible, please call a Schwab Client Service Specialist for assistance. Ask Schwab yourself if it matters.). On a 1,000 ATM withdrawal in a country that uses another currency, various banks charge from 10. Schwab Bank Bill Pay 0 1 or more business days depending on delivery Online process; requires initial setup. (I noted that the bid/ask spread was only.05, and that Schwab probably gets a better rate cryptocurrency trading sites than some random guy on the street like.) The "exchange rate" was slightly less but I have less data. The exchange rate from Yahoo finance at the time was.5620. Member of sipc: Protects securities customers of its members up to 500,000 (including 250,000 for claims for cash). Schwab Mobile Deposit 0 Mobile deposits submitted before.m.